General Accident & Liability
This cover compensates an individual or his legal representatives in case the participant suffers bodily injury due to accident
Bankers Blanket Bond
It indemnifies the participant’s (insured) bank or financial institution for direct monetary loss due to damage, misplacement, destruction and loss of insured property from insured perils. The complete package is tailor made for banks and would cover the following risks: -Infidelity of employees. -Loss of participant or customer property at participant’s premises due to theft, burglary, damage, destruction or misplacement, loss for damage to participant’s property while in transit. -Loss due to forgery or fraudulent alteration of any financial instrument and payment made by participant in good faith under such cases. -Loss due to acceptance in good faith of any counterfeit or fraudulently altered currency or coins etc. -Loss for damage to all contents of the participant (excluding electronic equipment) due to theft, robbery, hold-up, vandalism, malicious acts etc (excluding fire damage).
Professional Indemnity
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Medical Malpractice
Medical Malpractice
Directors & Officers
-Liability Insurance Provides indemnity to directors and officers for legal costs, damages and expenses incurred, arising from claims brought against them , personally, due to wrongful acts. -Policy Section 1. Directors & Officers Reimbursement provides indemnity to the Individual when no reimbursement is provided for by the company’s constitution. 2. Company Reimbursement provides indemnity to the company when it has reimbursed an individual in accordance with the company’s constitution.
Money
This is a comprehensive form of all risks cover for money, the term money includes cheques, postal and money orders and unused postage stamps, in addition to cash, bank and currency notes. In general terms, the cover is operative in respect of loss arising in transit between the participant’s own premises and the bank or whilst in safe on specified premises and includes the cost of repairing or replacing a safe or strong room damaged by theft or attempted theft. Any loss from fraud or dishonesty of employees unless discovered within 72 hours after the occurrence, is excluded.
Group Personal Accident
This cover compensates an individual or his legal representatives in case the participant suffers bodily injury due to accident. This is worldwide 24-hour cover. The nature of benefits can be varied to meet the requirements and can include death, loss of one or more limbs or eyes, temporarily or permanent disability etc. This is issued on an individual basis as well as in groups.
Fidelity Guarantee
This cover is designed to provide an employer with an indemnity in respect of loss of his money or property arising through fraud or dishonesty of employees. This cover can be effected by number of ways to protect the employer from acts committed by one or more employees selected individually in a collective manner.
Public Liability
This is designed to protect individuals and property owners against legal liability to pay compensation for accidental bodily injury to or accidental damage to property of members of the public caused by or through the negligence of the individuals or property owners or their employees.