Surplus Distribution
Eligible participants may receive a portion of surplus funds
As part of our Sharia-compliant approach, Takaful International distributes surplus funds — giving back to participants a portion of their contributions after covering claims, fees, and other essential costs. This reflects a model built on trust, where protection is mutual and every contribution supports the community — powered by the spirit of sharing.
SurplusEligible participants may receive a portion of surplus funds
Reduce the cost of your upcoming renewal through surplus cashback
Contribute your share of the surplus to charitable initiatives and social programs through the Royal Humanitarian Foundation